User Interface @ USPTO Google.com/patents/US20110314413


ABSTRACT

A graphical user interface (10) is disclosed. The interface has a display area (16) having a first area (18) and a second area (20). A graphical interface unit (22) is displayed in the display area (16) and is moveable between the first area (18) and the second area (20).
CLAIMS
30. A graphical user interface comprising:
a display area having a first area and a second area;
the display area being arranged to display a graphical interface unit, the unit being movable between the first area and the second area;
the unit having a first configuration when displayed in the first area and a second configuration when displayed in the second area;
the interface being arranged for facilitating a transaction with a financial institution.
31. An interface defined by claim 30, wherein the unit is one of a first and a second graphical interface units, the first unit being arranged for a user to make a transaction using an associated account, and the second unit presenting information associated with the account.
32. An interface defined by claim 31, wherein the present information associated with the account is updated after the transaction without reloading the first and second units.
33. An interface defined by claim 30, within a position of each of the units with respect to the first and second areas during a session in which the interface is used is remembered for a subsequent session.
34. An interface defined by claim 31, wherein the units and their respective contents are substantially loaded at the start of a session in which the interface is used.
35. An interface defined by claim 30, wherein the configuration of the unit is changed when the unit is moved between the first area and the second area.
36. An interface defined by claim 30, wherein the unit has a third configuration in which the unit substantially occupies the display area.
37. An interface defined by claim 30, wherein the unit has an area, the area being smaller in the first configuration than in the second configuration.
38. An interface defined by claim 30, wherein information displayed in both the first and second configurations is dependent on the configuration of the unit.
39. An interface defined by claim 30, wherein the unit is collapsed in the first configuration and expanded in the second configuration.
40. An interface defined by claim 30, wherein the unit comprises a window.
41. An interface defined by claim 30, wherein the unit further comprises a presentation area in the second configuration but not in the first configuration.
42. An interface defined by claim 30, wherein the unit further comprises an interactive element having a preset configuration.
43. An interface defined by claim 42, wherein the preset configuration was set during a previous use of the interface.
44. An interface defined by claim 30, wherein the unit displays one or more of account information and a recent transaction.
45. An interface defined by claim 30, wherein the unit is one of a plurality of units.
46. An interface defined by claim 30, wherein the first area allows a user to navigate between a plurality of units.
47. An interface defined by claim 30, wherein the second area allows a user to interact with the unit.
48. An interface defined by claim 30, wherein the unit is dragable between the first area and the second area.

49. An internet banking service comprising the graphical user interface of claim 30.

50. A computing system arranged to provide interface information indicative of a graphical user interface defined by claim 30.
51. A computing system defined by claim 50, comprising a web server and the interface information is web page information.
52. Logic encoded in one or more tangible media for execution and when executed operable to provide interface information indicative of a graphical user interface defined by claim 30.

53. A computing system for generating a graphical user interface, the system comprising:

a processor arranged to generate display area data and graphical interface unit data, the display data and interface data comprising instructions for rendering a display area on an electronic display and a graphical interface unit on the display area, the display area having a first area and a second area; the unit having a first configuration when displayed in the first area and a second configuration when displayed in the second area;
the interface being arranged for facilitating a transaction with a financial institution; and a human machine interface arranged to receive one or more commands from a user, such that in response to the one or more commands the unit is moved between the first area and the second area.
Publication number US20110314413 A1
Publication type Application
Application number US 13/120,977
PCT number PCT/AU2009/001274
Publication date Dec 22, 2011
Filing date Sep 25, 2009
Priority date Sep 25, 2008
Also published as WO2010034067A1
Inventors Stephen KunklerJohn RacitiCaevan SachinwallaBrent Jackson
Original Assignee Stephen KunklerJohn RacitiCaevan SachinwallaBrent Jackson
Export Citation BiBTeXEndNoteRefMan
External Links: USPTOUSPTO AssignmentEspacenet

Temenos and Rubik Financial form partnership to deliver T24 across Australia and New Zealand

Geneva, Switzerland – 26 September 2008

Temenos (SWX: TEMN), the provider of integrated core banking systems, today announced the signing of a strategic licence partnership agreement with Rubik Financial Ltd (ASX: RFL), the provider of integrated retail banking systems, to deliver an end-to-end retail banking solution to financial institutions in the Australian and New Zealand markets.

This partnership combines TEMENOS T24 (T24) Model Bank with Rubik Financial’s regional industry experience in deploying a suite of hosted retail banking solutions for the Australian and New Zealand financial services markets. Through recent acquisitions, Rubik Financial already provides channel and payments solutions and services to over 190 financial institutions and will now be the first T24 hosted provider to these regions.

Rubik Financial will offer T24 Model Bank on Microsoft Windows and SQL Servers. T24 Model Bank will be available for deployment from 2009 allowing banks to use these services with an implementation effort of as little as three months. The full range of retail core banking services to be offered will include phone and internet banking, touch screen kiosks, payments and credit cards.

Brent Jackson, CEO, Rubik Financial Ltd, says: “In Temenos, we found a partner that shares our commitment to deliver best of breed technology through low risk implementations in record timeframes. With this partnership we will provide tier two and tier three financial institutions based in Australia and New Zealand with modern front-to-back capabilities enabling them to deliver the complete range of sophisticated retail banking operations.”

Rubik Financial evaluated 33 core system vendors over a period of several months. T24 was selected as it is a global banking system with a modern architecture which uses established standards, such as SOA and XML, and runs on a Microsoft platform. Rubik also opted for T24 based on its proven track record in Australia and New Zealand as well as its multi-brand and hosting capabilities.

Andreas Andreades, CEO, Temenos, comments: “We are delighted to enter into this agreement with Rubik Financial as it extends our market reach beyond the traditional direct model in Australia and New Zealand. We expect that with this partnership T24 will become the leading core banking application in Australia over the next five years and will allow us to extend our services to more than 200 financial institutions in these regions.”

T24 is a functionally rich, scalable, and proven integrated banking system. It is delivered as a pre-configured Model Bank solution that incorporates industry best-practice, enabling fast and predictable implementations and immediate, measurable benefits. Temenos’ Model Bank approach allows a fast ROI and a highly flexible and responsive approach to banking ensuring maximum business agility based on T24’s flexible features. T24 offers integrated and comprehensive information on the institution at all times including a single customer view, and a single view of the enterprise including risk and profitability.

T24 incorporates modern technology including a comprehensive Service Orientated Architecture (SOA), fully enabled for standard, SOAP (Simple Object Access Protocol) web services, and BPEL process execution and compliant with industry leading ESBs (Enterprise Service Buses). T24 can be deployed on fully scalable, multi-server n-tier architecture. It provides a full front-to-back solution from electronic delivery channels such as mobile devices and internet banking right through to settlement, general ledger and other back office functions all in a fully integrated, reliable and cost effective environment. Temenos’ total commitment to open standards enables its customers to benefit from the latest advances in technology ensuring business agility, continuity, data integrity and reduced downtime delivering a significant, immediate and ongoing return on investment.

Temenos has signed a strategic licence partnership agreement with Rubik Financial to deliver an end-to-end retail banking solution to financial institutions in the Australian and New Zealand markets. The partnership combines the Temenos T24 model bank with Rubik Financial’s regional industry experience in deploying a suite of hosted retail banking solutions for the Australian and New Zealand financial services markets. Through recent acquisitions, Rubik Financial already provides channel and payments solutions and services to over 190 financial institutions and will now be the first T24 hosted provider to these regions. Rubik Financial will offer T24 on Microsoft Windows and SQL Servers and it will be available for deployment from 2009, and claims that it will allow banks to use these services with an implementation effort from as little as three months. The full range of retail core banking services to be offered will include phone and Internet banking, touch screen kiosks, payments and credit cards.

Rubik hosted banking passes ISO audit and pen tests

Rubik Financial has been shown to be ISO compliant, and its internet banking system has survived independent penetration testing.

Rubik Financial, a hosted software provider to the financial services sector, has been certified by Bureau Veritas to comply with ISO 9001:2008 (Quality Management) and ISO 27001:2005 (Information Security System).

The company’s internet banking service has undergone penetration testing by Pure Hacking, while Qual IT Solutions carried out overall systems testing.

“Rubik regularly uses our third-party independent security tests,” said Rob McAdam, founder and CEO of Pure Hacking.

“Pure Hacking rigour and scrutiny is applied to facets of Rubik’s Internet Banking application. This is performed on site at Rubik and on Rubik’s client sites,” he said.

Craig Dewhurst, CEO of Qual IT Solutions said “Rubik’s investment in quality processes throughout the product and project lifecycle benefits implementation of client projects, development of new product features, and the end customer experience. Rubik’s move to independent system testing that is independent of development, and tracing business requirements to test results is a key part of QA processes, which we have jointly proven over the past two years.”

“We provide our customers with a fully hosted solution,” said Rubik CEO Brent Jackson.

“We play a major role in their IT structure so it’s our job to be as flawless and transparent as possible. Part of doing this is having these certifications to formalise processes including security metrics, resilience and recovery and overall software and service provider management,” he added.

A key component of Rubik’s ‘bank in a box’ offering is the T24 core banking software from Temenos. The first institution to use the system was the Maleny and District Community Credit Union.

Rubik acquired by Swiss banking software company

COMPANY NEWS

by David Chau 

Banking software maker, Temenos Group AG (based in Switzerland) has entered into a binding scheme implementation deed to acquire Australian fintech company, Rubik Financial Ltd (ASX:RFL).

Rubik’s board has unanimously recommended that its shareholders vote in favour of this scheme.

Under this scheme, Temenos will acquire all the issued capital in Rubik at 16.67 cents per share in cash. Rubik will be valued around $68 million under this deal.

Rubik was a trading halt yesterday and last traded at 11 cents per share.

The company posted a net loss of $2.7 million at 30 June 2016.

https://www.finnewsnetwork.com.au/archives/finance_news_network135623.html

Rubik Financial signs deal to deliver innovative financial software

13:30 02 Mar 2017
Yellow Brick Road has licenced Rubik’s financial advice software.

Rubik Financial (ASX:RFL) has entered into a partnership with wealth management company Yellow Brick Road (ASX:YBR) to provide Rubik’s innovative financial advice software.

Rubik is a fintech company that delivers banking, financial services, and collections software solutions both in Australia and internationally.

As part of the transformation of its wealth division, Yellow Brick Road has taken licence of Rubik’s award-winning scaled advice software, Provisio, for its network of franchisee owners.

The Provisio platform provides software tools for superannuation, retirement, investments and insurance therefore enabling YBR franchisees to write 80% of advice recommendations in-house.

The introduction of Provisio is intended to help boost Yellow Brick branches’ margins and improve efficiency by increasing client facing time.

Last month, Rubik confirmed Goldfields Money (ASX:GMY) as the first client for its Rubik Model Bank platform.

Rubik Model Bank is a digital banking platform specifically tailored for Australian Credit Unions, Mutuals and other Authorised Deposit-Taking Institutions.

The platform has localised Swiss-based technology giant Temenos Group AG’s (SWX:TEMN) “front-to-back” technology used by over 2,000 financial institutions globally.

Incidentally, Rubik recently entered into a $68 million takeover deal by Temenos, where Rubik directors unanimously recommend shareholders to vote in favour of the deal.

The company’s share price has increased by 72% since the start of 2017, last trading at $0.16.

http://www.proactiveinvestors.com.au/companies/news/174083/rubik-financial-signs-deal-to-deliver-innovative-financial-software-174083.html